New Agent Special Offer: your first $49 is on us · keep 95% for life · see how
Firelight360 REALTOR® EQUAL HOUSING

No monthly bill. No surprise line items.

A low-fee real estate brokerage in Florida, with $0 monthly

Firelight360 costs $49 a year, with E&O included. No desk fee, tech fee, royalty or per-deal fee. You keep 95% as a founding agent. Here’s every cost in one place.

See your yearly cost in one call.

Tell us your last year’s GCI. A licensed broker will lay out every fee you’d pay with us.

Nothing hidden

Every fee you pay at Firelight360

Board and MLS dues are paid to your REALTOR® association and MLS at any brokerage, so they aren’t in this list. Our transaction coordinator is optional, at 20% off for our agents.

FeeFirelight360
Monthly or desk fee$0
Technology fee$0
Per-transaction fee$0
Franchise or royalty feeNone
E&O insuranceIncluded
Annual fee$49
Commission split95/5 founding · 90/10 standard
CapNone needed

Read the fine print

Six fees that hide behind a good-looking split

When you compare brokerages, add up every line, not just the split. Our comparison pages show the full math for each brand.

Desk and monthly feesCharged whether or not you close. RE/MAX offices often charge them.
Royalties and franchise feesA percentage of each deal to the brand, on top of your split. See Keller Williams.
Caps and post-cap feesA cap limits your split costs, but fees often keep going after it. See eXp and Real.
Per-deal and processing feesA flat charge on every closing, sometimes paid by your client. See LPT.
Fees on the price, not the commissionA percentage of the sale price costs more on lower-commission deals. See Momentum.
E&O and tech add-onsInsurance and software billed separately. Ours are included in the $49.

Your whole year

What Firelight360 costs at your production

Yearly GCITotal costYou keep
$40,000 GCI$2,049$37,951
$80,000 GCI$4,049$75,951
$120,000 GCI$6,049$113,951
$200,000 GCI$10,049$189,951

5% of GCI plus $49 a year, at the founding-agent 95/5 split.

Fair is fair

When a capped plan may cost less

  • Because we have no cap, very high producers can pay less on some capped plans.
  • In our math, that starts around $240,000 GCI with Momentum and $265,000 at a low-cap Keller Williams office.
  • Below that, 95/5 at $0 monthly usually wins. We’ll run your numbers either way.

Agents looking for a low-fee brokerage ask

Does Firelight360 charge any monthly fees?

No. There’s no monthly, desk or technology fee. You pay $49 a year.

What does the $49 a year include?

Your brokerage membership with E&O insurance included. There’s no per-transaction fee on top.

Is there a cap?

No. You pay 5% of each commission as a founding agent, with nothing else per deal. Our standard split is 90/10.

What isn’t included?

Board and MLS dues, which you pay to your REALTOR® association and MLS at any brokerage. Our transaction coordinator is optional, at 20% off.

Is a 100% commission brokerage cheaper?

It depends on the fees behind the 100%. Per-deal fees and fees on the sale price add up. Send us your numbers and we’ll compare.

Where is Firelight360 recruiting?

Orlando, Tampa, St. Pete, Miami and Fort Lauderdale, Palm Beach County and the Space Coast.

Stop paying a monthly bill to work.

Talk with a Broker Join Firelight360 · $49/year

See the side-by-sides: eXp · Keller Williams · RE/MAX · New agent guide