New plans, new math.
Fathom replaced its old plans with Edge and Elevate on April 1, 2026, per published reporting. Both carry a $75 monthly fee and a $350 minimum on every deal. Firelight360 founding agents keep 95/5 with $0 a month and no per-deal minimum.
Both Fathom plans, as of August 2026
| Item | Firelight360 | Fathom Edge | Fathom Elevate |
|---|---|---|---|
| To the brokerage per deal | 5% | 7%, minimum $350 | 20%, minimum $350 |
| Annual cap | Nothing to cap | $9,000 ($4,500 team members) | None |
| After the cap | Still 5% | $165 per deal | 20% continues |
| Monthly fee | $0 | $75 | $75 |
| E&O | Included in $49/yr | $35 per sale | $35 per sale |
$60K GCI: Edge $5,310 · us $3,049
$120K GCI: Edge $9,720 · us $6,049
$250K GCI: Edge $12,755 · us $12,549
$60K GCI: Elevate $13,110 · us $3,049
$120K GCI: Elevate $25,320 · us $6,049
$250K GCI: Elevate $51,775 · us $12,549
Honest read: Edge and Firelight360 are close at about $250,000, and Edge pulls ahead above roughly $260,000. Below that, and against Elevate at any level, 95/5 costs less.
The minimum matters
A $350 floor on every Fathom deal means small commissions take the biggest percentage hit. Florida agents who do rentals, starter condos or referrals feel that most.
What Fathom agents mention
Fair is fair
Per reporting dated August 2026, Edge is 7% to Fathom up to a $9,000 cap, then $165 a deal; Elevate is 20% with no cap. Both have a $350 per-deal minimum, a $75 monthly fee and $35 E&O per sale.
Against Elevate, yes at every level. Against Edge, yes for agents under about $260,000 in GCI at $10,000 per deal.
No. We take 5% of the commission, whatever its size, and nothing else per deal.
Yes. Teams keep their brand under their own sub-account, and every member gets 95/5.
Orlando, Tampa, St. Pete, Miami and Fort Lauderdale, Palm Beach County and the Space Coast.